23rd June 2016 at 2:20pm
If you’re one of those people who are on top of your finances, that’s great. You’re in control and that feels pretty good. You’ll feel happier, secure and more likely to save.
But many of us admit we are not in control. We say we’re just too busy. We’re working, commuting or running a household, and we’d rather spend our downtime on our iPad than our income. As for savings…
The reality is that many of us are chronic procrastinators who would rather do almost anything instead of managing our money.
If this sounds like you, all is not lost. There are simple ways to burst that procrastination habit.
4 simple steps to take control of your finances
1. Simplify your life to make time: Switch off the phones and gadgets, and tidy up your banking and savings accounts
2. Set your goals: It’ll help you do things – but make sure they’re realistic so you can achieve them
3. Ask for help and guidance: If you know someone who’s good at their finances, ask them for their tips. If they’ve done it, so can you. Or check out our Little Book of Financial Admin for hints and tips
4. Simply, make a start: It doesn’t have to be perfect, do what you can. Small changes can make a difference.
Get the basics right and the end result is you’ll feel more in control, happier and more motivated to save.
This information in this article is correct as of June 2016 and should not be regarded as financial advice.
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