Motivation and saving – take a word from the wise

motivational money quote

News & Insights

MoneyPlus Features Team

11th April 2016 at 11:00am

Achieving goals is not purely a matter of having “discipline”. It’s a matter of motivating yourself, keeping your focus on your goal and then maintaining that momentum. And that’s not child’s play.

Newton’s first law of motion actually captures rather well that fight between the ebb and flow of motivation. It states, “an object at rest stays at rest and an object in motion stays in motion with the same speed and in the same direction unless acted upon by an unbalanced force.”

And we could quite easily apply this law when it comes to our saving habits.

“If you can dream it, you can do it”  Walt Disney

Sometimes saving money can feel difficult, especially when cash is low and bills are high.  And people often have difficulty thinking about the future let alone planning for it. We treat our future, older selves as if they are strangers; decreasing motivation to make trade-offs in the present – we remain at rest.

Yet all of us have financial dreams, be it retiring early, retiring wealthy, building that dream home, becoming debt free. And there’s nothing wrong with dreaming big, but the challenging part is transforming those financial dreams into financial goals – achieving motion.

It was Eleanor Roosevelt who once said “it takes as much energy to wish as it does to plan.” Taking something amorphous like a dream and turning it into something that you can actually achieve in a specific time frame can seem hard. However, if you can channel that energy you put into wishing and convert it into planning; you have the fuel for a good start.

Setting goals is the first step in turning the invisible into the visible but getting motivated is primary.

Some saving graces

Great quotes can encapsulate big ideas in just a few words. They inspire, motivate, and encourage in a memorable way.

If you’re struggling with motivation or just need a pep up, perhaps these few well-chosen words from the wise can help.

“Change your life today. Don’t gamble on the future, act now, without delay” Simone de Beauvoir

“Things do not happen. Things are made to happen“ John F. Kennedy

“The secret of getting ahead is getting started” Mark Twain

“Go for it now. The future is promised to no one” Wayne Dyer

 “In order to succeed, we must first believe that we can” Nikos Kazantzakis

“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do” Mark Twain

“Failure will never overtake me if my determination to succeed is strong enough” Og Mandino

“Don’t watch the clock; do what it does. Keep going” Sam Levenson

Get financially motivated

And my particular favourite motivational mantra comes from the American writer Ralph Marston: “What you do today can improve all your tomorrows”.

So take a leaf out of the St Francis of Assisi book and “start by doing what’s necessary; then do what’s possible and suddenly you are doing the impossible”.

And if you are struggling with the pressures of Newton’s first law, then Confucius says “it does not matter how slowly you go as long as you do not stop”.

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The information in this blog or any response to comments should not be regarded as financial advice.