Getting (your finances) in shape for summer

women joggers on the beach representing running the finances race

Savings

Julie Hutchison

21st May 2014 at 10:37am

As I write this, swifts are performing aerobatics outside and the sky is blue. This better weather does

get me thinking about how to get outside more and get active. It’s just the kind of day when you don’t want to be stuck in the office sitting in front of a computer screen.

Could you do with toning up your finances as well as your torso for the summer? It might be easier than you think with a few simple cost cutting exercises.

Getting fit for less

We’ve done some research into things people join, pay for, then don’t make the most of. And we found that gym memberships were the number one thing that people aren’t really using, despite paying for.  31% of people interviewed said they don’t use a gym membership to its full potential gym memberships were the number one thing that people aren’t really using, despite paying for.  31% of people interviewed said they don’t use a gym membership to its full potential (sound familiar?).  Not fully using evening classes you’ve paid for came in second place.*

When it comes to getting fit, there are lots of steps you can take. And it doesn’t have to cost you a lot.  Have a look at this guide for top tips to get fit for less, from letssavemoney.com. And the British Heart Foundation has 9 ideas to get you more active here.

Get your finances in shape

Someone in my family recently gave-up their gym membership, and now diverts that money each month to a Stocks and Shares ISA instead. I guess me harping on about money-saving tips had some effect!  They won’t miss the cash, since they were already used to the monthly direct debit coming off for the gym, and now it just goes to their ISA. That’s one way to save smart.

Someone else I know has been working their way through the podcasts for the “Couch to 5k” running programme for beginners – the podcasts are free to download.

What’s your top tip for getting you (or your finances) in shape? You can get in touch by posting below.

This blog and any responses are not financial advice. A Stocks and Shares ISA is an investment.  Its value can go up or down and may be worth less that you paid in.

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*Source: Research for Standard Life By YouGov Plc. Total sample size was 2059 adults. Fieldwork was undertaken between 17th – 19th December 2013. The survey was carried out online. The figures have been weighted.