All about money: Ask the experts

Illustrated image of a large gold piggy bank surrounded by many small pink piggy banks ask the experts with Julie Hutchison

News & Insights

Julie Hutchison

25th September 2015 at 3:23pm

What advice would you have given your younger self when it came to savings?

Don’t stay wedded to Cash ISAs for so long! I wish I had got into Stocks and Shares ISAs sooner, but I didn’t understand investments in my 20s and stuck with what was familiar. If I’d moved into investing sooner, I could have given my medium to long-term savings an earlier and better chance of growth.

Saver or a spender – what’s your approach?

A saver, definitely. I once read about the idea of “pay yourself first”. That’s what I do. I have automatic transfers set up for investing each month. Then I know what’s left in my bank account is there for spending. And if I have anything left at the end of the month, then I invest that too. Internet banking and investing online is so easy and quick.

What does money mean to you?

Money is a thing which enables me to make nice things happen for the people I care about most.

What do you value most in life?

The time I have with friends and family. And I can literally buy more of that, with the flexible benefits options I have through my job – I buy five days of extra holiday each year so I can have more time doing the things I enjoy with the people I care about most.

If you were on a desert island, what’s the one thing you’d take with you that you really couldn’t live without?

A digital radio. Life would be dull without Six Music and Radio 4.

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